A couple we’ll call Lawrence and Jocelyn live in a small town in Ontario. Professionals, they have two children, one 18 and starting university, the other 20 and finishing undergraduate studies. Lawrence, 57, and Jocelyn, 56, are diligent asset builders. They have accumulated two homes worth an estimated $689,000, more than $500,000 in registered retirement […]

Legislation requiring increased motor vehicle insurance coverage is a reality with last week’s passage of House Bill 1312. The legislative action will mean increased costs for motorists whose coverage is less than the new minimum level of auto insurance. State Sen. Troy Hebert, D-Jeanerette, voted for the bill but said this is a horrible time […]

While most flood-damage claims in Wisconsin have been for homes and businesses, insurers are starting to see more claims for waterlogged automobiles and trucks. Representatives for two of Wisconsin’s major auto insurers say they have begun to see new claims coming in for flood-damaged autos and trucks headed for the salvage yard. At American Family […]

– Shop around. Don’t buy the first policy quoted. Don’t automatically renew existing coverage. – Compare rates using toll-free numbers and Internet sites. Make sure the rates are for the same coverage and deductibles. – Consider raising your property damage deductible to $500 or $1,000. – Drop collision and comprehensive coverage on older cars. – Accurately estimate annual miles driven. […]

Colorado motorists who are unfortunate enough to be injured in a crash will have one less thing to worry about thanks to a bill signed by Gov. Bill Ritter late last week.Or they’ll have one more thing to worry about. It depends on your perspective.Ritter signed a bill, Senate Bill 11, that will require every […]

It is well known, by now, that almost 50 million Americans lacked health insurance for all or part of last year. What is less well known is that 25 million Americans who did have health insurance often found it pitifully inadequate when a medical crisis hit. They were only marginally better off than those who […]