Increase in vehicle insurance prices has been clearly outlined since the second half of the year. According to the recent investigations the price advance makes up to 3.4% during the last six months. The data were collected from more than ten insurance companies during the last year.

First of all, this price rise is caused by the increase of medical care and vehicle repair costs. It’s also essential to be well informed of each insurance company, to make a comparison and to be aware of the factors, which influence the price of an insurance policy. These factors are numerous. We pointed out several of them:

1. Insurance costs depend on your state of residence.

2. Proper exploitation of the vehicle. For many insurance companies give a discount for small mileage (10000 miles every year), don’t forget to inform the insurer of your annual mileage if you fall under this criterion.

3. Determine the market price of your car, its category, type and age. An insurance policy price directly depends on the age of a vehicle, and it’s not economically sound to insure old cars.

4. Familiarize yourself with insurers’ conditions and terms and choose the most appropriate for you. Prices for one and the same insurance policy differ from company to company. Also get to know about all possible discounts.  www.Insure4USA.com is an online insurance market which enables you to buy insurance in internet. You can immediately get a precise evaluation and insurance price from more than ten leading companies, and quickly and safely buy a policy.

5. Precise information about you and your vehicle will help the insurer to make the most accurate calculation of a price.

6. If you are a young driver don’t worry. Most companies offer youth programs and discounts. Contact your insurance agent to get more information about such programs.

7. Multiple cars and drivers.

8. Good credit history is of help to save some money on insurance.

9. One more factor of price decrease is the car’s security. That means the safer is your vehicle (including antitheft alarm and theft-prevention system) the less money you need to pay for the insurance.

10. Choosing a franchise for your insured accident.

With the help of internet you can make a detailed analysis of insurance market, choose the most convenient insurer and compare the prices. You don’t need to ride somewhere to buy an insurance policy, just buy it online – it’s easy, quick and safe!