Purchase a hybrid car and you will become a hero for having done your bit by causing less harm to the environment. In fact, you may have former vice president of America, Al Gore saluting you. Besides, you save so much more on gasoline because of its fuel efficiency. But, the savings don’t stop there. You will get to save on auto insurance too.

Some insurance companies seem to have taken a liking to hybrid cars who they may term as a “preferred category”. Hybrid auto owners tend to be lower risk drivers, which is obviously a ticket to lower insurance rates. They are considered to be cautious drivers and less likely to file claims. In fact, you may have the distinction of being called a better, smarter driver, if you purchase a hybrid car. Some companies offer a flat 10% discount on auto insurance for hybrid car owners. Others offer carbon offsetting’ programs, where a portion of the insurance premium is contributed towards the manufacturing of carbon offsetting products.

Some insurance companies in favor of hybrid vehicles offer cash back incentives while some companies offer to install a green box that monitors driving behavior. However, a word of caution here! Some insurance companies aren’t bought on the idea yet. They continue to attract the same insurance rates as normal cars because repairing a damaged hybrid would cost more. Therefore, it is advisable to shop for the best hybrid auto insurance rate possible. Comparison quote shopping is the best way to begin your quest for cheaper hybrid car insurance. You can get instant quotes online which you can compare prior to choosing a car insurance provider. You could always put in some of your time and effort and spend any money you may save on an environmental project of your own.