Where you can find cheap auto insurance? However, in the age of the Internet, this question is asked less and less. Today, the search for insurance quotes can be done online, without loss of time to negotiate with agents.

Find the insurance company, which will give you the best deal on a new auto insurance is very simple and quick. How can I find the best auto insurance? Really find the best solution for you among many offers from insurance companies is to compare rates and quotes from each insurance company. Read more…

The very word, life insurance, is self explanatory. “Our prime objective is to safeguard our lives and that of our family, by making a financial provision for them following our death”, founder of Insure4USA.com stated. Of all the various kinds of insurance in the market, life insurance is the most important. The benefits that you can derive are worth every penny you invest. Insurance industries compete with each other for a niche in the market and offer a variety of discounts. Like any other insurance, you need to pay a premium on life insurance too. You also have to meet various financial commitments and therefore need to set aside enough money to meet all these obligations. However, with a little bit of effort you can save money on your life insurance premium. The good news is that premiums have dropped over the past decade, and are expected to drop even further.
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Due to the seemingly countless number of road mishaps that are associated with motorcycles, there has been an increasing need for obtaining motorcycle insurance coverage. Motorcycle insurance brings a myriad of benefits to the driver and for his passenger. Perhaps the priceless intangible reward is the ability to zoom off the streets in peace knowing that the insurance company will cover the repair of the damages incurred by the motorcycle in the event of an accident, and in some cases, theft. Read more…

Lansing – Michigan’s Automobile and Home Insurance Consumer Advocate Melvin Butch Hollowell today urged the Michigan Supreme Court to affirm the state’s right to prohibit auto insurance companies from using occupation, education, and credit scores in setting auto insurance rates.

Hollowell’s comments came on the same day the court heard oral arguments in Insurance Institute of Michigan v. Commissioner, Financial and Insurance Services, SC Docket No’s 137400, 137407. Hollowell was appointed Michigan’s insurance advocate by Governor Jennifer M. Granholm in 2008.
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(Daily Herald) – In his speech to Congress, President Obama said “under my plan, individuals will be required to carry basic health insurance – just as most states require you to carry auto insurance.”

I was surprised President Obama compared his plan to auto insurance. Illinois requires a meager $40,000 coverage for death or injury – with a limit of $20,000 per person. This law is horribly inadequate! A serious injury can result in $200,000 in medical bills, many times higher than the required $20,000 of coverage. Most states have similar, ridiculously low requirements. California only mandates $15,000 for the death or injury of a person, and $30,000 if more than one person is killed or injured. Read more…

Choosing the right insurance policy for your motorcycle is like the choice of the motorcycle. You want to fit your needs and lifestyle, and also not take much of your budget. In any state have a minimum amount required to your liability insurance coverage, but also there are additional types of insurance coverage that can provide you with additional coverage. It is best before to buy insurance policy, compare quotes and rates from different insurers, as well ask your insurance representative about which laws apply in your state. To get the right insurance policy, you have to explore all available options.
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(Legal Newsline) – Connecticut Attorney General Richard Blumenthal on Tuesday sent petitions to U.S Attorney General Eric Holder urging him to investigate insurance companies that steer auto repair customers to body shops of their choosing.

Blumenthal said companies that deny consumers the right to choose their own auto repair shop may be breaking both federal and state laws. Read more…

Annualized life insurance premium sales fell 23% in the first half of the year, the steepest slump in 67 years, but the rate of decline in the second quarter slowed from the quarter before, an industry association said Monday.

Life insurers have been battered the past year by billions of dollars in investment losses and write-downs amid the slumping stock market. Last month, the largest U.S. life insurer, MetLife Inc., swung to a loss on big investment losses linked to derivatives. Read more…

California. The number of suspected fraudulent cases of auto arson and theft has increased during the recession, state Insurance Commissioner Steve Poizner said Wednesday.

The California Department of Insurance received 31 percent more referrals for suspected vehicle arson fraud cases last year than in 2007, a news release said. The total increased to 451 cases in 2008 from 344 in 2007. The Department also received about 200 more suspected vehicle theft fraud case referrals last year than the year before. Read more…

Shoppers can save on policies by comparing costs, managing coverage, finding discounts

With money tight these days, the good news is that annual auto insurance rates are currently the lowest they’ve been in more than a year, averaging $1,871 according to the Web site Insurance.com. Even better news is that many motorists can cut their premiums further by picking the right vehicle, shopping around for the best rates and taking advantage of every possible discount program the industry has to offer.

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