Los Angeles Car Insurance Quotes

The "Golden State" is among the most populated states in the US, with Los Angeles being the largest city with the most amount of motorists. The city of Los Angeles is spread over 498 square miles with plenty of roads and freeways that cater to large volumes of motorists and the increasing risk of car accidents. The city experiences over 60,000 accidents a year and combined with over 25,000 thefts, the need for adequate car insurance coverage in Los Angeles is evident. Most drivers spend at least half an hour driving to work, increasing their chances of being involved in an accident.

The state of California has made it mandatory for all motorists to carry a valid car insurance policy at all times. Every policy must contain a minimum coverage of $15,000 per person for bodily injury liability, $30,000 to cover all passengers that may be injured in an accident, and $5,000 as property damage liability. The minimum requirements are among the lowest in the US. However, considering the amount of motorists in the city of Los Angeles, it is prudent to opt for extra coverage of at least $50,000. This will ensure that you and your family are well protected financially in the event of an accident. Most insurance providers recommend at least $100,000 for better protection.

Failure to comply with the state's minimum requirements for car insurance can lead to severe penalties and even suspension of your driving privileges. To get your vehicle registered with the DMV it is essential to obtain car insurance. Purchasing additional coverage may sound expensive. However, there are several ways to cut down on insurance costs. The best way to begin is by requesting for car insurance quotes online. The key is to shop around for the best car insurance policy that suits your requirements.

Statistics in Los Angeles, CA

• Auto insurance premiums (average for the state): $821
• Crime: High