Atlanta Car Insurance Rates. Atlanta Auto Insurance Quotes

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Atlanta Car Insurance Quotes

Atlanta Atlanta is one of the highest traffic cities in the continental US, just behind Los Angeles and New York City. Because of this there are a lot of accidents on the freeways and even commercial highways. While the state of Georgia does not require motorists to carry anything other than basic liability insurance, many motorists opt for more coverage in order to protect themselves should an accident occur. In Atlanta, the minimum amount of bodily injury liability insurance coverage is $25,000 per person, $50,000 per incident, and property damage liability in the amount of $25,000 per incident. With this being said, the values of new cars are much higher than the minimum amount required by the state of Georgia, which causes many drivers to obtain higher coverage’s, in addition to optional features.

Conversely, because the traffic incidents are so frequent in Atlanta, the cost of insurance may be a bit higher than in other surrounding areas of Georgia. For this reason there are many drivers who do not have current auto insurance. This can lead to severe penalties and tag suspension, as well as hefty fines and driver’s license suspension. In some cases, offenders are even jailed as a result of driving with no valid insurance. If a person allows his/her insurance to lapse and receives a tag suspension as a result, the first fee to lift the suspension will be $25, after 30 days has gone by the fee will increase to $85, and if the tag is suspended for longer than a period of 60 days with no fee being paid and no insurance being purchased, the tag may be suspended for a period of 90 days upon paying fees.

If a driver in Atlanta is pulled over by the police and can offer no valid proof of insurance, the driver’s car will automatically be impounded, costing a minimum of $100 to $150 to get out. Additionally, a steep ticket is often issued and the fine is set at a minimum of $200.

Statistics in Atlanta, GA

Atlanta is constantly receiving recognition as one of the best cities in the world. The City of Atlanta is located within DeKalb and Fulton Counties, occupies 131 square miles and sits 1,000 feet above sea level.